General
Why Physicians Skip Disability Insurance (And Why That's a Mistake)
You spent four years in undergrad. Four years in med school. Three to seven years in residency. You're finally earning real money as an attending.…
High-Net-Worth Planning
High-Net-Worth Financial Planning for Tech Entrepreneurs and Doctors
Advanced planning for clients with complex income, concentrated positions, and multi-year tax optimization opportunities.
Tax-aware investment and withdrawal strategy
Concentrated stock and liquidity event planning
Philanthropy and donor-advised fund strategy
Entity design and advanced cash-flow architecture
Multi-year estate and wealth transfer coordination
Risk management for career and business volatility
High-Net-Worth Planning Resources
General
Why Do Smart Physicians Feel Lost With Money?
You spent over a decade in training. You mastered anatomy, pharmacology, pathophysiology. You can diagnose rare conditions and make life-or-death decisions. But when it comes to yo…
General
Why Physicians Struggle to Enjoy Their Wealth
Most physicians I work with have a problem you don't hear about enough. They save aggressively. They max out every account. They track every dollar. But they don't actually enjoy w…
General
What Is a 457(b) Plan and Should Physicians Use It?
Most physicians I talk to have no idea this exists. They max out their 401(k) or 403(b), maybe hit the backdoor Roth, and think they're done. But if you work for a hospital or acad…
Physicians
How Physicians Building Health Tech Startups Can Save $500K+ on Taxes with QSBS
Physician health tech founders pay $500K+ in taxes on exits. QSBS tax exclusion could change that. Learn if your startup qualifies and the 83(b) election timing that matters.
General
When Should Physicians Invest in Real Estate?
Physician financial planning gets complicated when real estate enters the picture. You've saved during residency, you're finally attending, and everyone's telling you to buy rental…
General
The Lost Decade: Why Physicians Start Building Wealth 10 Years Behind Everyone Else
Most people start earning a real salary at 22 or 23. If they're halfway smart about it, they start putting money away pretty early. By the time they're 30, they've had seven or eig…
Tech Entrepreneurs
The Money Mistakes Dual-Income Tech Couples Make (And How to Stop Making Them)
Two incomes, two companies, two equity packages, and two sets of tax situations. Most dual-income tech couples are leaving money on the table without realizing it.
Universal
Emergency Fund: How Much Do You Actually Need? (The Real Math)
Everyone says 3 to 6 months of expenses. But that advice was written for someone with a completely different financial situation than yours. Here's how to figure out the right number for high earners, founders, and anyone with irregular income.
Tech Entrepreneurs
Your Financial Checklist 12 Months Before an IPO or Acquisition
If your company is 12 months out from going public or being acquired, your financial decisions right now will determine how much of that liquidity event you actually keep. Most founders wait too long.