Financial Planning
You Don't Need a Perfect Plan. You Need Any Plan.
The biggest financial mistake isn't picking the wrong investment. It's waiting until you have it all figured out before you do anything.
read more →thoughts on wealth, planning, and financial clarity
The biggest financial mistake isn't picking the wrong investment. It's waiting until you have it all figured out before you do anything.
read more →Disability and life insurance get more expensive and harder to qualify for every year. Residency is the best time to lock them in, and almost nobody does.
read more →With PSLF rules changing and rates around 4.5%, the refinance vs. forgiveness decision just got a lot more complicated. Let's break down the actual numbers.
read more →Nobody talks about the financial aftermath of a failed startup. No exit, no payout, just a pile of decisions to make. Here's where to start.
read more →You just finished residency. The paycheck finally looks right. Here's what actually matters in the first year as an attending — and what can set you back a decade if you get it wrong.
read more →You worked hard for that money. Now it's sitting in a savings account losing value every single day. Here's why that's a bigger problem than you think.
read more →RSUs feel like free money until tax season hits. Here's why so many tech workers get blindsided and what you can actually do about it.
read more →Most physicians max out their 401(k) and call it a day. But there's a retirement account that lets you shelter up to $290,000 per year. Most doctors have never heard of it.
read more →Most founders spend years building their company and zero time planning for what happens when the money actually hits. That's a problem.
read more →Residents making $60K with $250K in loans ask me this all the time. The honest answer: more than you think, with less complexity than you fear.
read more →Everyone thinks they can predict market tops and bottoms. The data says otherwise. Here's why staying invested beats timing every time.
read more →Your attending salary just hit. $250K feels like a fortune after residency. But these five mistakes can cost you millions over your career.
read more →Starting July 1, 2026, residency years won't count toward Public Service Loan Forgiveness. If you're a medical student or resident, this changes everything.
read more →Carried interest gets favorable long-term capital gains treatment, but the rules changed in 2018. Here's what VCs need to know to avoid surprises.
read more →Most physicians face $200K+ in student debt and wonder: pay it off fast or start investing? Here's how to think through it without losing years of compound growth.
read more →Section 1202 lets you exclude up to $10 million in capital gains when you sell startup stock. But most founders don't know the rules and leave millions on the table.
read more →AI startups are seeing massive valuation swings. The 83(b) election can save you hundreds of thousands in taxes, but you only have 30 days to file it.
read more →Fintech founders raised $42.8 billion in 2025, but most miss critical tax strategies post-funding. Here are the five mistakes I see most often.
read more →Forget the noise. Here are the five principles that actually matter for building wealth over the long term.
read more →As a physician, your ability to earn is your most valuable asset. Here's why group disability coverage falls short and what to do about it.
read more →Qualified Small Business Stock (QSBS) can save you millions in taxes when you exit your startup. Here's what you need to know before your next funding round.
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