Money Talk with Malik
The Physician's Financial Checklist.
7 moves to make before July 2026
You're brilliant at medicine. But the financial system is designed to be confusing. This checklist covers:
- SECURE 2.0 student loan 401(k) match (starts July 2026, free money)
- PSLF deadline changes and how to avoid losing $200K in forgiveness
- HSA optimization (triple tax advantage nobody talks about)
- Backdoor Roth IRA setup (you make too much for regular Roth)