The Physician's Financial Checklist.

7 moves to make before July 2026

You're brilliant at medicine. But the financial system is designed to be confusing. This checklist covers:

  • SECURE 2.0 student loan 401(k) match (starts July 2026, free money)
  • PSLF deadline changes and how to avoid losing $200K in forgiveness
  • HSA optimization (triple tax advantage nobody talks about)
  • Backdoor Roth IRA setup (you make too much for regular Roth)

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