The Physician's Financial Checklist

You're brilliant at medicine. But the financial system is designed to be confusing. This checklist covers:

• •SECURE 2.0 student loan 401(k) match (starts July 2026, free money)
• •PSLF deadline changes and how to avoid losing $200K in forgiveness
• •HSA optimization (triple tax advantage nobody talks about)
• •Backdoor Roth IRA setup (you make too much for regular Roth)